What are Zelle transfer limit?

What are Zelle transfer limit?

Zelle is a P2P money transfer app that is being used by the people in the states. It is an app that can be used by the people in the states only. With the help of Zelle user is able to send the money without running for the ATM. All that is required is the U.S phone number of the recipient. But once you start making the transfer a question comes to the mind and that is – What is Zelle transfer limit? How much money can be sent at one time? How many transactions can be done? Well after reading this article you will be getting the answer to these questions.

How much money can be sent through Zelle?

You can transfer or send money using the Zelle app within minutes. But there is a confusion regarding the limit of the amount that you can send. The reason for that is Zelle provides both daily and monthly transfer limits.

If your bank does not provide the facility of Zelle app then there is a weekly $500 limit to your account.

Zelle transfer limit (Top U.S. Banks)

Here is the list of banks and their transfer limit offered by the Zelle:

Bank of America

Bank of America is one of the major banks in the U.S. which supports Zelle, the daily limit to the account is $2500 with a total of 10 transfers. You can transfer the money from your Zelle account to another account for free as long as you have the mobile number or e-mail address.

For seven days the transfer limit is $10,000 with a total of 30 transfers. For a month it goes up to $20,000 with max 60 transfers. While there is a limit to the amount you can send from the Zelle, there is no limit to the amount you can receive.

Wells Fargo

Like other banks that accept Zelle, Wells Fargo does not allow you to transfer in excess of their stipulated limits. However, the limit depends on various factors like transaction history and funding account.

The daily limit of the account which is connected through Wells Fargo is $2,500 daily and a total of $20,000 per month. On the other hand, if you are sending the money from wells Fargo to newer recipient then the limit reduces to $4,000 per month.

Chase Bank

Like all the banks Chase bank does not provide any limit on the money that you are receiving. But the amount of sending can vary depending on the services you are using of the chase bank.

If you have a person Chase checking account or Chase Liquid card then you can send $2,000 per day and $16,000 per month. And if you are using the Chase business checking account or Chase Private Client account then the limit rises and you can send $5,000 daily and $40,000 monthly.


Zelle transfer limit for the Citibank user depends upon the checking account and deposit history. If you are Citibank consumer for more than 90 days then the daily transfer limit is $2,000 and $10,000 monthly. These limits are for the Citibank account, Basic account, and Access account.

On the contrary if you are holding a Citi Priority, Citigold, and Citi Private Bank then the limit raises up to $5,000 daily and $15,000 monthly.

But for the person who has a Citibank account for less then 90 days the limit is quite low. $1,000 daily and $5,000 for a month.

U.S. Bank

If you are using the U.S. Bank the Zelle Transfer limit are not fixed. There is a range for the transfer limit which keeps on changing. The limit is up to $1,000-$2,500 a day and up to $4,000-$10,000 a month.


While using the USAA there is a limit of making 3 transactions a day and 21 a week. And the amount limit is $1,000 a day and $2,500 a week.

TD Bank

TD Bank offer the facility of caveat which other banks do not offer. If you are interested in transfer the money, then you can transfer with a daily limit of $1,000 and a monthly limit of $5,000.

If you have patience and time of 3 days then you can send the money up to $2,500 per day and $10,000 per month.

PNC Bank

The Zelle transfer limit in this bank is up to $1,000 per day and up to $5,000 per month.

Citizen Bank

Citizen bank provides you a daily limit of $1,000 and the monthly limit is up to $5,000 if you have a checking account.

Ally Bank

Ally Bank users can send or receive money up to $5,000 daily and up to $10,000 monthly.


We hope that we have covered all the Zelle transfer limit queries. And even after that if you have any more questions regarding the Zelle app and its transfer limits then you can always contact the Zelle customer service.

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